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Health Insurance Information Provided By: admin
Insurance Article is Classified As: Employer Plans



SeeChange Rates are Changing May 1, 2012
Here is what SeeChange is saying  . . . Rate Adjustment (Small Group Plans Only) We’re not using the term “adjustment” just to avoid the word “increase.” Premiums are going down for some products and some rating areas (pending Department of Insurance approval, of course). The average unweighted increase (the average premium change based on all [...]
Health Insurance Information Provided By: Gary Whiddon
Insurance Article is Classified As: SeeChange Health



UnitedHealthcare New Alliance HMO Plans, April 2012
UnitedHealthcare is pleased to introduce their new SignatureValue Alliance HMO plans, a new set of HMO plans with their own tailored network, available as of April 1, 2012. The medical groups in the Alliance network have been recognized for offering exceptional care, quality and cost efficiency. Plans will be available to members in parts of [...]
Health Insurance Information Provided By: Gary Whiddon
Insurance Article is Classified As: United Healthcare



Delta Dental PPO vs. Premier Network – What’s the Difference?
Network Information PPO Network: 56% of dentist locations in California. PPO Dentists are considered In-network for all PPO, PPO Plus Premier, and Premier plans. Premier Network: 90% of dentist locations in California. Delta Premier dentists are considered Out-of-Network for all PPO and PPO plus Premier plans, and are considered In-Network for Premier plans. Dentist Reimbursement [...]
Health Insurance Information Provided By: Gary Whiddon
Insurance Article is Classified As: Delta Dental



CIGNA Study Confirms Savings in Consumer Driven Health Plans
 According to a recent study by CIGNA,  individuals enrolled in consumer-driven health plans (CDHP) can lower their costs. Their study advises that members compared to those  customers in traditional PPO and HMO plans, those in a CDHP: Lowered their health risks:  CDHP customers lowered their risk of developing or worsening a chronic condition. According to the study, when [...]
Health Insurance Information Provided By: Karin Korach
Insurance Article is Classified As: Education



What is considered “Preventive Services” that are covered at 100% under Health Care Reform?
 Now is the time to stay healthy with “FREE” preventive care services! Preventive health care–including annual physical exams, screenings, and immunizations–is essential to good health. Yet many Americans don’t receive the regular preventive care they need, despite the fact that chronic diseases, which are responsible for 7 of 10 deaths among Americans each year and [...]
Health Insurance Information Provided By: Gary Whiddon
Insurance Article is Classified As: Employer Plans



UHC provides Rx cost calculator
With health care costs continuing to hurt our pocketbook, many consumers have moved to high deductible plans.  HSA qualified plans require that the insured (not the insurance company) is responsible to pay prescription costs toward that high deductible.  Most of us are unaware of our prescription costs, but with the new HSA plans, we can help ourselves [...]
Health Insurance Information Provided By: Gary Whiddon
Insurance Article is Classified As: Employer Health



Anthem Revised Rules Regarding Lipitor
 Anthem Blue Cross of California has recently announced that all members with prescriptions for Lipitor will need to have their prescriptions pre-authorized effective April 1, 2012  This change is due to the addition of atorvastatin, a new generic for the brand name Lipitor, on their covered drug list. This change impacts all of the commercial [...]
Health Insurance Information Provided By: Karin Korach
Insurance Article is Classified As: Anthem Blue Cross



Employers, Do You Know The Rules??
 As an ERISA Plan Administrator (most private sector employers fall under ERISA law), you have the responsibility to comply with Federal Laws that govern your plan.  No matter who else you may hire to administer your plan, your Company is solely responsible to make sure things are done correctly.  As an employer offering benefits to [...]
Health Insurance Information Provided By: Karin Korach
Insurance Article is Classified As: Employer Plans



Aetna – CA Small Group New Rates & Plan Changes effective April 1, 2012
Aetna will introduce six new plans for Small Group clients in California. The new portfolio includes two HMOs and four Managed Choice® (MC) plans. All are effective April 1, 2012. All of these new plans build on rates and benefits that brokers and plan sponsors have requested.  More on the new plans:  The new plans were designed to [...]
Health Insurance Information Provided By: Gary Whiddon
Insurance Article is Classified As: Aetna