Provider Networks

Following is a list of the partnering Preferred Provider Organizations and the respective states in which IHC offers a PPO option. Please click on the appropriate link to find a dentist in your area.

DenteMax (Texas)

Dentemax Plus

First Dental Health (California)

Connection Dental

Focus Dentistry Recommendation Letter - May 2007
    Focus Dentistry is not a PPO provider of any carrier, and is the dentist office for my family.  Our insurance office offers our employees a IHC "Indemnity" plan, which pays claims regardless of whether a dentist is part of a PPO or not.  Our IHC plan pays claims at the 90th percentile of Usual & Customary charges, which means most dentists charge a fee that IHC will accept.   Focus Dentistry is no exception, so I asked Anna (does insurance billing for Focus Dentistry) to write a note of how she views IHC dental plans.  Knowing that we feel so confident in IHC dental that we own the policy ourselves may give our clients and prospects the same confidence.

Underwritten by Madison National Life Insurance Company (A- rated by AM Best)

IHC Dental Plans

Flexident - Includes features such as:

• Prior dental credit
• No waiting periods
• Fully customizable plan designs
• Dual & triple options
• Coverage for implants and veneers
• Annual maximum rollover options
• Add $10 monthly billing fee per group

IHC Dental now offers a FREE discount vision plan with dental purchase!

Self Funded Dental

When compared to health plans, dental benefits can be very affordable and generally speaking, represents about 10% of health care costs.

Fluoride, sealants and other preventive care have dramatically improved oral health and dental costs have not risen at the same rate as health care.

Most importantly, most dental needs are predictable, non-catastrophic, low cost and low risk compared to medical that is unpredictable, catastrophic, high cost and high risk. Consequently, dental benefit plans lend themselves to self-funding.

Self Funded Dental brochure (PDF)