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Healthnet Free Health Net Quote

Health Net for California
(2-50 Employees)

Free Health Net Quote

Health Net Insurance Carrier

Three "Medical Portfolios" to choose from

AM Best Rating:  B+
NCQA: Excellent

Health Net Insurance is among the nation's largest publicly traded managed health care companies. The company's HMO, POS, insured PPO and government contracts subsidiaries provide health benefits to approximately 6.5 million individuals in 27 states and the District of Columbia through group, individual, Medicare, Medicaid and TRICARE programs.

HMO Silver Network

HMO Silver Network

Health Net’s HMO Silver Network was designed to help confront the challenge of ever rising health care costs, without sacrificing quality. For groups of 2-50 eligible employees, it achieves this by combining the comprehensive benefits of the HMO 20 and HMO 40 plans with a select network of cost-efficient providers. The HMO Silver Network is available in all or parts of Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Francisco and Ventura counties.

Elect Open Access (EOA) and EOA Silver Network Plans

Elect Open Access (EOA) and EOA Silver Network Plans

Exclusive EOA products offer your employees reliable, convenient HMO coverage, plus the flexibility of self-referral access to specialists (physicians, practitioners and health professionals) for specified services in statewide PPO network.

Your employees choose between two tiers of benefits – HMO or PPO. For this flexibility, they pay a little bit more when using their tier 2 PPO self-referral benefit.

EOA Products Provider Network Options

EOA products are available with:

  • Full HMO network
  • Silver Network – a select subset of full HMO network, available in Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Francisco and Ventura counties. The EOA Silver Network plans offer you rate savings over full network EOA plans in qualifying areas! Contact a Health Plans Online representative for more information.
Preferred Provider Organization (PPO)

Preferred Provider Organization (PPO)

Health Net's PPO is a network of more than 44,000 physicians statewide. You may select any physician at any time from the network, or you can see physicians outside the PPO network for a higher cost.

What are the Basics of a Point of Service plan?

With the Point of Service plan, you can choose between Preferred Provider Organization (PPO) and Out-of-Network benefit levels every time you need care.

  • With the PPO benefit level, you can see any physician or specialist within the Health Net provider network without a referral any time you need care.
  • The Out-of-Network benefit level lets you seek care from any out-of-network physician or specialist without a referral.

Rates - 2-50 Employee Group Plans

Health Net Insurance RatesRate Guides


Health Net Benefit Summaries - 2-50 Employees


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Miscellaneous Links

Health Net's Drug List

A drug list, also called a formulary, is a comprehensive set of prescription medications that a health plan has approved for use by its members. Consult your Evidence of Coverage or Certificate of Insurance ("Plan Documents") for specific coverage and limitations. The fact that a medication is listed on a drug list does not guarantee that your physician will prescribe it for you for a particular medical condition.

Since our drug lists below are updated regularly, they are subject to change. To access your specific pharmacy plan benefits, view the most current drug lists, order drugs online, and more, you must register and/or log in and then select Searchable Drug List under View Prescription Coverage/Your Drug List. You must "continue to price" the drug to obtain the most accurate pricing information specific to your pharmacy plan benefit.

All Individual, Family, and Group Members (Non-Medicare)

2-Tier and 3-Tier Benefit Plans:

Quantity and Age Limits for 2-Tier and 3-Tier Benefit Plans:

Generic Only Benefit Plans:

Maintenance Drug List:

Health Insurance Ancillary Products


Top News About Health Net

    New Health Net Next Generation Health Plans- March 2012
    займ на карту мгновенно круглосуточно Item 1: Health Net SmartCare – first innovation for 2012 A pioneer in the creation of tailored networks, Health Net is evolving its Bronze plans and network into Health Net SmartCare. Your clients can get the advantages of a tailored network, expanded benefits and health incentives in one simple package.More [...]
    Health Insurance Information Provided By: Gary Whiddon
    Insurance Article is Classified As: Health Net

    Health Net Introduces “Dual Networks” Effective 5/1/2011
    Health Net is debuting an expanded, dual network small business group plan portfolio called, “Offer More, Spend Less.” The dual network approach allows mixing and matching for just the right combination of coverage and price. Small business clients will be able to offer a selection of full network and tailored network plans to their employees. [...]
    Health Insurance Information Provided By: Gary Whiddon
    Insurance Article is Classified As: Health Net

    Health Net drops rates for California Small Group | Changes for Oct & Nov 2010!
    Effective 10/1! Health Net has made the following changes:   Stanislaus County – Silver rates will go from a 15% discount to a 25% discount HSA 4000 rates will be lowered 10% statewide HSA 4500 rates will be lowered 15% statewide PPO 40-V rates will be lowered 15% in Los Angeles, Inland Empire, and Orange counties [...]
    Health Insurance Information Provided By: Gary Whiddon
    Insurance Article is Classified As: Health Net

Enrollment Guidelines

Cut Through The Enrollment Red Tape Cut through the red tape by using the paperwork below paperwork:


Employer Application (download)
Employee Application (download) for each employee and/or owner
SoleProprietor-Owner Statement (download)
Most recent DE6 (State quarterly payroll report)
Statement of Information (sample)
Copy of Articles of Incorporation
Business check for one month's estimated premium payable to the insurance company

Send to our office:

Health Plans Online, Inc.
31194 La Baya Dr. Ste. 201
Westlake Village, CA 91362

Submission timeline:

It is ideal to submit all completed forms two weeks before the requested effective date to provide ample time for the carrier to underwrite and provide a group number.